Selling Commercials and Some Hints About Mailing Holiday Cards

I hope you checked out our latest report. We heard from many real estate agents who say they paid for a service and didn't get it.
They were promised TV commercials and new business referrals. They tell me they got neither and they want their money back.

I had a viewer contact me recently about some missing Holiday cards. That led to some phone calls to the United States Postal Service. The customer service person I spoke with reminded me that if you're mailing a check or gift cards, be careful. Although the postal service says it's mail drop boxes have been reinforced, you still need to be wise about your mailing habits. If there is money or gift cards inside the card you are sending, deposit it in the drop box INSIDE the post office. If you use one of the outdoor mailboxes, or even the drive by mailbox, check to see when the last pickup is. If it says the last pickup is 6:30pm, and you're dropping off something after 7pm .. it'll sit there all night and that's just one more chance for something to happen. The USPS also told me most of those mail thefts happen between 1 and 5 am. If you ever see someone breaking into a mailbox, the best thing to do is call 9-1-1. If you suspect mail theft is going on, contact the postmaster at your local post office or call the mail inspection service at 702-796-5272.

DIDN'T PAY YOUR CREDIT CARD BILL?

If you have a debt...PAY IT!.

Credit attorneys tell us

"Any unpaid debt will never go away ... but legal action has a time limit."

While "the bill collector" is one person no one wants to hear from from ... these debt collectors play an important role in our economy.

PricewaterhouseCoopers LLP conducted a survey on behalf of ACA International.

The survey found that in 2007 about $40.4 billion of debt was collected and returned.

That $40.4 billion is equivalent to an average savings of $354 per American household that might otherwise been spent had businesses been forced to raise prices to cover the unreceived debt.

If you have debt - know the laws and rules.

A good place to start?

The FAIR DEBT COLLECTION PRACTICES ACT

The FTC is another good source.

Statue of Limitations in Nevada
Written Contracts: 6 years
Nev. Rev. Stat. 11.190(1)(b) (WESTLAW through 2001 Reg. Session and 17th and 18th Special Sessions of the 71st Leg.).

Oral Contracts 4 years
Nev. Rev. Stat. 11.190(2)(c) (WESTLAW through 2001 Reg. Session and 17th and 18th Special Sessions of the 71st Leg.).

Judgments 6 years
Nev. Rev. Stat. 11.190(1)(a) (WESTLAW through 2001 Reg. Session and 17th and 18th Special Sessions of the 71st Leg.).

Hospital Accounts
Effective Date: October 1, 2007
1. Except as otherwise provided in this section, an action against a person to recover payment for any amount owed to a hospital for hospital care provided to the person at the hospital must be commenced not later than 4 years after the date on which any payment that is due for the services is not paid.
2. The period provided in subsection 1 is tolled during any periods in which the hospital is awaiting a determination concerning eligibility for, or the amount of, benefits from an
insurer or public program and during any periods in which payments are being made.
3. As used in this section, “hospital care” has the meaning ascribed to it in NRS 428.155.
N.V. A.B. 247(Sec. 7) (2007)

WHAT TRIGGERS THE CLOCK ON DEBT TO RESTART?
The time in NRS 11.190 shall be deemed to date from the last transaction or the last item charged or last credit given;

and whenever any payment on principal or interest has been or shall be made upon an existing contract,

whether it be a bill of exchange, promissory note or other evidence of indebtedness if such payment

be made after the same shall have become due, the limitation shall commence

from the time the last payment was made. Nev. Rev. Stat. 11.200

(WESTLAW through 2005 73rd Reg. Sess. & the 22nd Special Sess.)

If a debt is days or minutes away from reaching six years

and a payment is made, the clock restarts.

** First, the Fair Debt Collection Practices Act prohibits any debt collector from falsely representing the character, amount, or legal status of any debt.

** Second, Rule II(A)(6) of the ACA Code of Ethics states members have a duty not to threaten or initiate collection litigation on time barred debts.

Another Consumer resource is "Ask Doctor Debt." It is a sort of "Dear Abby" for consumers with specific credit and debt questions.

"Ask Doctor Debt" is a completely free web site where consumers can find tons of information on credit and debt collection issues like the one we profiled in our story.

There is a staff dedicated to answering specific Consumer questions that get e-mailed to

"Ask Doctor Debt."

POOPER SCOOPER ON THE RUN

The Pooper-Scooper-on-the-run … is still wanted by authorities.

If you didn’t see the story, you can click here.
In a nutshell, it’s the story of a man who was hired to do a job, and then for some reason did some bad things to his former clients, according to the orders of protection filed in Justice Court.

One of his former clients told us Gober dumped paint all over his truck.

The protection order says Gober called one client after he left paint thrown on the front door of that client’s home. The report says he called the client and left a message. In part it said, “It’s payback time B****. The paint on your F****** door, I did it. And you know what, there’ll be more.”

It’s something to think about. How much do you know about the person you hire to mow your lawn, clean your pool, clean your house? There is an arrest warrant out for Joe Gober, since he didn’t show up for a court appearance.

SENTENCED!

Juanetta Granger, also known as "The Heiress", "The Designer", "The Master Florist", and a list of 20 other aliases was in court today. * She was sentenced by Judge John McGroarty.

It's been a long road for the victims in this case, and some of them had their cases dismissed, although there is a chance they will get some restitution.

If you didn't see our stories, you'll find them listed on the player as "The Heiress" and "The Designer". Click here to see them.

The particulars: She was sentenced to 19 to 48 months at the Nevada State Prison. That sentence was suspended. She will be on probation for 5 years. she's to have no alcohol during that time. She will be paying restitution to her many victims, but the total amount is not yet clear. The judge used the figure of $128,851.46, but a restitution hearing in November will determine the exact amount.

She will have to pay extradition costs of $1,226.14, and will have to stay behind bars for 90 days,. starting today, October 22, 2008. Two victims spoke at today's sentencing. One man who runs Summerlin Shoes says she intentionally and deliberately talked up a good story and took advantage of him and his business, with no intention of ever paying for the shoes he sold her. He is owed $1230.25. Another victim, Janet Schertzer, is owed far more. She wants her $22,500 back. Granger told Janet she was a designer and the two of them should start a business. Granger took Janet all over town to furniture stores, model homes, and high rise condos to make Janet believe this was a real business. When Granger was asked by the Judge if she had anything to say. She did say "I'm sorry." She then complained that there was no counseling for her, no impulse counseling available to help her.

According to the District Attorney in Payne County, Oklahoma, Juanita Charree Lantz, as she's known there, told people she was JC Gaylord .. a member of the Oklahoma City Gaylord family that owns the News Press. She signed real estate documents as JC Gaylord Wolf. Granger/Gaylord's boyfriend, a Mr. Wolf, said that Granger/Gaylord told him that she was a member of the Gaylord family of Oklahoma City. She's now facing a felony charge of personation in Payne County.

*Here's a look at some of what we believe to be her aliases: Charree Lavicky, Juanetta Charree Gross, JC Lantz, JC Lavicky, JC Gross, Brandy Lance, Charree Tuscanio, Juanita Lance, Juanita Lavickey, Juanita Lavicky, Juanita Tuscanio, Juanita West, Juanetta Granger, Juanetta Charree Granger, Bobbie Sue Ford, Juanita Charee Gross, Juanita Gross, JH Stranhan, Juanetta Granger Gaylord!

INFINITY INVESTMENT SERVICES - BUSTED!

DAMON HILL - THE KING OF NO SHOW

Liticaphobia- the fear of lawsuits.

The man who calls himself the CEO of Infinity Investment Services may suffer from liticaphobia.

What else could explain a consistence record of not showing up in court when you or your company is being sued?

You may remember that Hill was due to appear in a California court room in 2003 - he never showed up.

HILL remained at-large (no pun intended) until Metro police placed on the cuffs in 2005.

California wanted him back. For whatever reason, Hill did not want to face his crimes in California. and he refused a voluntary extradition.

Gee, Damon, we have to ask you this question: What kept you wanting to stay at CCDC?

The beautiful accommodations?

A lot of time, paper work and a lot of tax payers money had to be spent to extradite Hill.

Here we are in 2008, and Damon Hill appears to be suffering again with liticaphobia.

Infinity Investment Services, Damon Hill's pride and joy, has lawsuits being throw at it as fast as they can be written...and when it comes time to appear in court? Damon Hill is a no show.

AUGUST 2, 2008 - INFINITY INVESTMENT SERVICES loses in court. Default judgement totalling $39,904.03. Infinity never showed up. Now come on, where's Damon?

SEPTEMBER 4, 2008 - Once again - NO SHOW in Judge Cadish court room. Hyundai Motor Finance is suing Infinity Investment Services.

SEPTEMBER 15, 2008 - Why stop? No show in Judge Denton's courtroom. American Honda Finance is suing Infinity Investment Services.

Hill has yet to appear in court for the case involving Kia Motors.

On October 2, 2008 - Infinity Investment Services is scheduled to appear in Judge Williams courtroom at 9am. Infinity is being sued by JP Morgan Chase Bank.

Deep breaths, Damon. Keep telling yourself, "it's just a courtroom, it's just a courtroom."

Don't look over at the uniformed officer with the hand cuffs. Focus. You can do it.

INFINITY INVESTMENT SERVICES

Location: 1641 East Flamingo, Las Vegas

A quick acting INFINITY client intercepted this letter containing two VISA cards.

It appears INFINITY was not fast enough to pull off a quick change of addresses that would have sent this letter to the INFINITY offices instead of to the rightful owner.

This VISA card belongs to the client, not INFINITY. It was the client’s social security number and personal information that was used to obtain the credit.

At no time did the client give permission to INFINITY to apply for this card.

Don’t you have to sign a credit card application? Yes. Forgery?

It appears DAMON HILL, CEO of Infinity Investment Services, or someone using his name at Infinity did apply – and put DAMON HILL as the secondary user, requesting a card in that name. Was it DAMON?

This came as a surprise to the client. Why would they use their credit so DAMON HILL can have a credit card in his name? No where do you see Infinity Investment Services printed on either card.

A bigger surprise came a few days later.

NEWS 3 INVESTIGATORS revealed information about DAMON HILL’S criminal past.

(See DAMON HILL's mug shot to the right)

All the clients we spoke to told us they had no idea about DAMON’S past – seems DAMON HILL does not openly share this information with prospective clients.

Why would he?

DAMON HILL is a felon. He served time in California for Identity Theft and two counts of grand theft auto.

It does not stop there.

According to Las Vegas Metro police records DAMON HILL was busted in Las Vegas. He was arrested for holding up a man at gun point…..trying to stealing the man’s laptop as he exited a restaurant. DAMON HILL then told the victim he knew where the victim’s mother worked and lived and would “visit” both of them if the victim did not go to their ATM and withdraw cash.

The victim got into their car and drove to the ATM. HILL followed in another car.
The victim simply called 911 on their cell phone. Within minutes HILL was busted.

DAMON HILL sat behind bars at Clark County Detention Center from September to January. Seems HILL was wanted in California. He had been on the run for two years. According to records, HILL would not sign the extradition papers releasing him into California custody. So both states had to go through the long process that eventually would send HILL back to California.

INFINITY INVESTMENT SERVICES is also linked to a so called organization called The JAVIS Foundation. In part two of our Infinity investigations we revealed several problems facing JAVIS. (We even corrected the spelling on the JAVIS web site and it seems someone at JAVIS/INFINITY saw our story and made the appropriate changes) INFINITY'S CFO, ROBERT HERMAN (photograph on the right) appears to have a difficult time answering questions and explaining what JAVIS is all about.

The JAVIS website is down. Disappeared.
What happened?

The NEWS 3 INVESTIGATORS has also uncovered 3 names appearing on the articles of incorporation for INFINITY INVESTMENT SERVICES. This documentation is filed with the state of Nevada. The names of 3 people, who until we called them, had no idea they were listed as managing members on the paper work. They are clients. In their own words they are not a part of this corporation and were never asked to be. It appears these documents were filed without their knowledge or permission.

If you are a victim of INFINITY INVESTMENT SERVICES click here.